In 2023, besides the savings interest rate, customers in India look for another feature while selecting a savings account – the mobile banking app. Popular banks like IDFC FIRST Bank offer cutting-edge features through their mobile apps to meet customer expectations. Mobile banking apps provide quick access to bank accounts and numerous features that can completely change your banking habits. This article enlists six online banking apps in India that can transform your handling of finances.
- The IDFC FIRST Bank mobile banking app can help you handle your finances efficiently
The IDFC FIRST Bank mobile app offers a technically resilient mobile banking service, facilitating quick access to bank account balances. The IDFC FIRST Bank mobile banking app has a superior user interface and unique features that can completely alter your banking experience:
- The ‘zero-fee banking’ feature helps customers save more: IDFC FIRST Bank mobile app offers the Track Your Expense feature that helps customers categorize and analyse previous payments. Furthermore, the Zero Fee Banking feature helps customers save more by waiving the fees of 28 savings-account-related services.
- The app offers 24/7 access to banking services: Customers can access every banking service like investments, personal loans, and Fixed Deposit (FD) accounts through the IDFC FIRST Bank app. Furthermore, customers can instantly view their bank balance through the app.
- Quick online transfers: You must choose an app that offers multiple modes of online transfer. IDFC FIRST Bank offers “Auto Pay” and “One-Swipe Pay”, two very efficient mobile transfer options besides facilitating UPI (Unified Payments Interface) transactions, NEFT (National Electronic Funds Transfer) transfers and other popular modes of online transfer.
- HDFC Bank offers various interesting features through its app
HDFC Bank’s mobile banking app’s key feature is the Instant Set-Up feature for customers. Using this feature, customers can access their bank account even when they forget their Net Banking details.
- Read about the iMobile app’s (ICICI Bank) features
ICICI Bank’s app helps you watch your banking details on your Smartwatch. You can check bank transactions, track your service requests, and locate an ATM using the app.
- Axis Bank’s app can help you streamline your online budgeting
The Axis Bank app simplifies online transactions and offers access to important banking details like UPI transactions and credit card statements. Axis Bank also offers instant personal loans through its apps.
- You can trust the SBI YONO app with facilitating quick online fund transfers
State Bank of India (SBI) customers can open new Fixed Deposit (FD) accounts and transfer money online quickly through the Quick Transfer option. The YONO app also helps customers instantly invest their savings.
- Choose Kotak Mahindra Bank’s app to access a variety of new-age features
Kotak Mahindra Bank’s Kotak-811 app helps customers make quick and easy payments. The Kotak BillPay feature helps customers make instant bill payments.
By choosing an efficient online banking app, you can track your finances, simplify your banking processes, and stay on top of your financial goals. Check all features of a savings account before choosing any mobile banking service.